Earner’s Academy
Assets Over Liabilities Curriculum
- The financial literacy curriculum aims to equip students with the knowledge and skills to create a positive financial future.
- Earner's Academy's curriculum is a well-rounded approach where we cover topics like budgeting, saving, investing, and managing debt.
- Our curriculum empowers students to navigate the complex world of finance confidently.
- "Money trees is the perfect place for shade" - Kendric Lamar. Our subject material is inspired by the lyrics and lessons taught by our community.
- We've created digestible lessons using real-life examples and practical exercises using brands, songs, and videos that urban students will grasp and cling to.
2
Available Units
Unit 1
Dedication: Hardwork + Patience
2 Weeks
In urban communities, where financial decisions carry significant weight, this unit explores essential concepts that empower urban students to make informed financial choices. “Dedication: Hard work + Patience ” aims to equip students with the knowledge and mindset required to navigate the urban financial landscape effectively. Through an exploration of assets versus liabilities, cultivating a financial mindset, embracing long-term thinking, and understanding the value of delayed gratification, students will develop the financial skills necessary for financial freedom in the future.
What’s Covered In This Curriculum
Differentiate between assets and liabilities and apply this knowledge to personal financial decisions.
Develop a financial mindset that fosters responsible financial behavior and adaptability in urban settings.
Recognize the importance of long-term thinking when setting financial goals and planning for the future.
Evaluate the benefits of delayed gratification and its impact on personal financial stability.
Unit 2
All Money In
11 Lessons
Estimated Time: 5 Weeks
This unit is designed to empower urban students with the knowledge and skills needed to become savvy investors in the stock market. Students will learn about the fundamentals of stock investing, technical analysis, and fundamental analysis. Students will also learn that stocks and stock performance are the byproducts of business and economic factors. Through engaging lessons and real-world examples, they will gain a deeper understanding of how to evaluate stock and make informed investment decisions, ultimately fostering financial literacy and wealth-building within communities of color.
What’s Covered In This Curriculum
Understand the basics of stock investing and the importance of wealth-building through stocks.
Evaluating stocks based on fundamental analysis principles.
Analyze stocks using technical analysis techniques.
Develop a real investment portfolio and track its performance.
